About

I'm drawn to the seams between disciplines.

Working across finance, design, and digital growth, and writing about the systems that keep paying off.

Mindset

Building from zero, out loud.

No shortcuts, no pretending I've arrived. The discipline comes first, the money follows, and the story gets told along the way. I'd rather be the engine than the helper.

Berjil Jacob

Where a financial model meets an interface. Where a brand meets a growth loop. Where a manual process meets a few lines of code. The interesting problems tend to live in those overlaps — and so does the leverage.

I design and build systems across finance, product design, and growth — and write about how they fit together. In practice that runs from a forecasting model to a design system to a distribution loop. Right now I'm focused on capital allocation frameworks and the design systems around them — plus writing more of it down.

Finance SystemsDesignDigital GrowthSoftware EngineeringCapital Allocation
Markets, models, and experiments — turned into stories worth reading.

The road here

Every page I built started at zero.

A drawing page at 14. Quotes pages through school. Then finance — and it finally compounded. Here's the whole run.

  1. 2019

    2019 · 9th grade

    First Instagram + a drawing page

    Zero followers, zero plan. Just posting sketches because it was fun.

  2. 2020

    2020 · 10th grade

    First quotes page — and first money

    Started a quotes page. Got paid to make quotes posts for a bigger one. First rupee earned from content.

  3. ’20–’22

    ’20–’22 · 11th – 12th

    Off the grid

    Two years away from Instagram. Head down on school.

  4. 2022

    2022 · College · 1st year

    Back on — a page about love

    Restarted from zero with a relatable quotes page. Rebuilt the posting muscle.

  5. 2023

    2023 · College · 2nd year

    Freelancing + app development

    Learned to build. Freelance work and shipping apps — the maker years.

  6. Jan 2026

    Jan 2026 · College · 4th year

    The finance page — @berjil_jacob

    The pivot. Storytelling finance for a Tamil audience. This is where it got serious.

  7. 10K

    10K · March 2026

    Crossed 10,000 followers

    Weeks in, the hooks started landing. The account had a pulse.

  8. 20K

    20K · July 2026

    Crossed 20,000 followers

    Doubled by mid-year. Proof the engine actually works.

  9. Soon

    Soon · Next

    YouTube — long-form finance

    Documentary-style videos. Another zero, on purpose.

How I'm wired

One question in. Five obsessions out.

Fitness, finance, wealth, tech, geopolitics — I don't treat these as separate subjects. They're the same story about how the world actually works, and I'm learning all five out loud, from zero.

Berjil JacobBerjil Jacob
On my mind

Can discipline actually be trained?